how to use Smart Padala l Moneymax

Smart Padala is 1 of the leading and most recognizable names in the Philippine money remittance industry. Even non-customers are probably familiar with the brand without getting a glimpse of its TV ads earlier.

You may accept come up across its banners in your neighborhood store and practically everywhere. And y'all won't even take to wonder what it does—the brand name lone tells what its business organization is all nearly. In local parlance, "padala" usually refers to the money sent to loved ones in the Philippines.

Yous may know what the service is for, but do you know how information technology works? Earlier you avail of its service, learn more about how to utilize Smart Padala. Here's a beginner's guide to help you get started.

Table of Contents

  • What is Smart Padala by PayMaya?
  • What are the Other Services of Smart Padala?
    • 1. International Remittance Claims
    • 2. PayMaya Cash-In/Cash-Out
    • three. Bills Payment
    • 4. Load Purchase
  • Smart Padala Requirements for Remittance
  • How to Register with Smart Padala
  • Smart Padala Rates 2021
  • How to Use Smart Padala Services
    • How to Send Money from the Philippines
    • How to Receive Money from the Philippines
    • How to Merits Your Western Union Remittance via Smart Padala
    • How to Pay Bills via Smart Padala
    • How to Purchase Load via Smart Padala
  • How to Apply as a Smart Padala Agent
    • Smart Padala Agent Application Requirements
    • How to Apply as a Smart Padala Agent
  • FAQs on How to Use Smart Padala
    • one. What should I practice if I didn't receive a Reference Number?
    • 2. Does challenge money from a Smart Padala agent have a fee?
    • 3. The name of the receiver has a typographical error. What should I do?
    • iv. Is there a minimum corporeality for cashing in?
    •  5. How much is the service fee for adding money to my PayMaya account?
    • six. I'grand withdrawing my PayMaya funds. Is there a cash-out fee?
    • 7. Tin can I pay other people's bills through Smart Padala?
    • 8. Can I pay my bills in accelerate?
    • ix. Tin I make a partial bills payment through Smart Padala?
    • 10. Volition I get a receipt for paying my bills through Smart Padala?
    • 11. Will the transaction be reversed in case I gave the wrong account number?
    • 12.  Is there a Smart Padala bills payment transaction fee?
    • thirteen. How much is the service fee for buying gaming pins?
    • 14. Will the transaction be reversed in case I gave the wrong business relationship number?
    • fifteen. I want to reload my beepTM card. How much is the limit?
  • Final Thoughts

What is Smart Padala past PayMaya?

how to use Smart Padala -smart padala outlet

Smart Padala is a mobile remittance brand nether PayMaya Philippines, Inc. that offers a range of financial services, including domestic and international money transfer, bills payment, and prepaid reloading.

With over 55,000 agents nationwide, Smart Padala past PayMaya is considered the largest domestic remittance network in the Philippines. It reaches even far-flung areas, making affordable and user-friendly remittance services available to Filipinos who don't have access to traditional banking products.

Related:How to Use Paymaya App: A Consummate Guide for Newbies

What are the Other Services of Smart Padala?

Aside from its core service, which is mobile remittance, Smart Padala offers iv other services:

1. International Remittance Claims

This is a new service of Smart Padala, which is fabricated possible by its partnership with Western Marriage. So, if your loved one from abroad sends yous money through Western Wedlock, y'all can claim your remittance at select Smart Padala branches nationwide.

two. PayMaya Cash-In/Cash-Out

If you want to greenbacks out or add funds to your PayMaya account, you can visit your nearest Smart Padala amanuensis. However, remember that only upgraded PayMaya accounts are eligible for greenbacks-outs.

3. Bills Payment

You don't have to go to the malls or payment centers just to pay your bills. If your neighbor happens to be a Smart Padala agent, you lot can merely settle your bills correct and so and there. Smart Padala accepts a wide range of bills, from utilities to insurance.

4. Load Buy

Yous can purchase e-load and load packages for cable and Internet from your Smart Padala agent. Moreover, your Smart Padala agent may offer gaming pins and load for your beepTM carte.

Smart Padala Requirements for Remittance

Only one valid ID is required for sending and receiving money. For those who will claim money, they too need to provide the reference number of the remittance transaction aside from presenting their valid ID.

Smart Padala agents accept any of the following valid IDs, as long equally they are unexpired and photo-begetting:

  • Authorities-issued IDs (UMID/GSIS eCard, passport, driver'south license, NBI Clearance, Police Clearance, Postal ID, Tin card, PhilHealth ID, etc.)
  • Barangay Certification/Barangay Clearance
  • Visitor ID

Related:

  • Valid IDs in the Philippines You Demand to Have
  • The Ultimate Money Remittance Guide for OFWs

How to Register with Smart Padala

For faster and safer transactions, Smart Padala encourages customers to complete the KYC (Know Your Customer) procedure. The KYC is a requirement by the Bangko Sentral ng Pilipinas for financial services providers in the Philippines to verify the identity of their users.

You can undergo the KYC procedure on your next send/receive money transaction with an authorized agent. Only fill out a transaction slip, present your valid ID, and take your photo taken by the amanuensis.

Completing the KYC process provides several benefits to users. First, information technology protects y'all against scams. It allows receiving the reference number immediately upon sending money. Being a registered user also entitles one to exclusive promos from Smart Padala.

Smart Padala Rates 2021

Like other remittance centers in the Philippines, the visitor charges a service fee only to customers who send money. Recipients don't pay whatsoever fee for challenge a remittance.

Here'southward the updated listing of Smart Padala fees (accurate as of September 2021):

You can quickly compute the service fee using the Smart Padala Fee Reckoner[1]. Just enter the amount yous'll send and click the Calculate button. The online computer will automatically generate the corresponding remittance fee.

How to Use Smart Padala Services

How to Ship Money from the Philippines

how to use Smart Padala - filling out transaction slip

1. Go to the Nearest Smart Padala Agent

Visit Smart Padala's website to find the nearest agent branch[2]. Simply type your location, and the listing of stores and their addresses within your area will exist displayed.

In one case y'all're at the amanuensis location, fill out a transaction skid and nowadays your valid ID.

To ensure that your remittance goes to your intended recipient, write down the recipient'due south name and mobile number correctly.

2. Pay the Service Fee

Hand the accomplished transaction slip, remittance, and service fee payment to the agent.

3. Ostend Your Transaction Sideslip

Subsequently the agent has completed processing your transaction, the skid will be returned to you. Double-check the data on the transaction slip. If it'south good, sign information technology.

You and your recipient will receive a text message with a reference number to ostend your successful transaction.

How to Receive Coin from the Philippines

how to use Smart Padala- use legal name on transactions

Note that remittance sent through Smart Padala is valid for 60 days only, so claim the money immediately inside that menses to avert issues with the remittance. Here's how to receive your coin:

1. Go to the Nearest Smart Padala Agent

Make full out a transaction slip and nowadays your valid ID. For a hassle-free transaction, make sure to write downward the correct reference number you received via SMS.

2. Show the Text Confirmation to the Agent

The amanuensis needs to see the text confirmation to verify that you lot're the legitimate recipient. And so be sure to bring your mobile phone when claiming a remittance.

3. Confirm Your Transaction Skid

Later on processing your transaction, the agent volition hand you lot the money and transaction slip. Sign the slip and check if you received the correct amount.

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How to Merits Your Western Union Remittance via Smart Padala

For claiming your Western Union remittance via Smart Padala, merely follow these steps below:

1. Get to the Nearest Smart Padala Amanuensis

Brand sure that you take your MTCN or Money Transfer Control Number. This is a unique reference number issued by Western Union to the sender in every successful money transfer.

ii. Fill Out the Transaction Slip

Y'all'll exist required to input the MTCN. If you're non yet registered with Smart Padala, yous'll be asked to provide your customers details and ane (1) primary valid ID. Just if you're already a registered client, all you lot need to present is one (1) master valid ID. After this, wait for the remittance to exist candy.

3. Claim Your Coin

Afterwards the transaction, you'll receive a confirmation text from PayMaya. Count your money earlier leaving the agent.

How to Pay Bills via Smart Padala

how to use Smart Padala - Pay Bills via Smart Padala

Smart Padala's Bills Payment service works similar traditional bills payment centers in the Philippines. To pay your bills, just bring your billing statement to the nearest partner outlet that accepts bills payment and give your payment before your due appointment.

Smart Padala accepts payments to the following billers:

  • Utilities: Meralco, Manila H2o, Maynilad, Davao Light, Prime Water, etc.
  • Telecom: PLDT, SMART Bro, SMART Postpaid, Dominicus Cellular Postpaid, Globe Telecom, BayanTel, etc.
  • Cable Goggle box: Cignal and Sky Cable, Destiny Cable, Cable Link, etc.
  • Banks: BPI, Equicom Savings Banking company, Sterling Bank of Asia, UnionBank Credit Card, etc.
  • Loans: Home Credit, Greenbacks ni Juan, AEON, Global Dominion, Makati Finance, etc.
  • Insurance: Pioneer Intercontinental Insurance Corp., Lord's day Life of Canada, Pru Life U.K., Paramount Insurance, Caritas Health Shield, Manulife, Cocolife, etc.
  • Regime: National Domicile Mortgage Finance Corporation, DFA, MMDA, Pag-IBIG, POEA, DTI, etc.
  • Transportation: Easytrip, Snappy
  • Travel: Air Asia, Cebu Pacific, Philippine Airlines Contact Eye, etc.
  • Schoolhouse tuition: Ateneo de Naga University, Academy of San Carlos, University of Nueva Caceres, National Teachers College, etc.

How to Purchase Load via Smart Padala

Buying load from a Smart Padala agent is straightforward. Merely go to your nearest agent, specify the kind of load that you lot demand to buy, and requite your phone number if needed. At nowadays, you tin buy the load for the post-obit networks and services.

  • Smart
  • Sun
  • TBD
  • Globe
  • TM
  • DITO
  • Garena
  • PLDT Famload
  • Cignal
  • Steam
  • Garena
  • Mobile Legends
  • beepTM

How to Employ as a Smart Padala Agent

Want to earn extra income by starting a Smart Padala business? You lot can make as much as PHP 27,000 or more per month past providing remittance, bills payment, and prepaid mobile reloading services in your neighborhood.

Smart Padala Amanuensis Awarding Requirements

This entrepreneurship opportunity is available but to pocket-size business owners with a physical store. Meaning, you should have a sari-sari store, cellphone repair shop, mini convenience store, or whatever business organization establishment where customers tin transact with you.

Starting a Smart Padala business also requires a majuscule of PHP 5,000 to PHP ten,000, a mobile phone (a basic unit volition do), and a Smart SIM carte. No processing fee or franchise fee is required for those who wish to open their own remittance center.

To employ every bit an amanuensis, you demand to submit certain documents, depending on how your business concern is registered.

Not-DTI/SEC-Registered Business concern

If yous own a modest sari-sari store or any concern that doesn't require a DTI registration, here are the required documents for your Smart Padala agent application:

  • Valid ID of authorized signatory
  • Barangay Business Permit
  • Printed and clear photo of the store with the shop name and owner
  • RA (Remittance Amanuensis) license (for pawnshops and coin changers)

Sole Proprietors

  • Valid ID of authorized signatory
  • Business / Mayor'southward Let
  • BIR Grade 2303 (Document of Registration)
  • DTI Document of Business Name Registration
  • RA license (for pawnshops and money changers)

Partnership or Corporation

  • Valid ID of authorized signatory
  • Business / Mayor's Permit
  • BIR Grade 2303
  • SEC Registration
  • SEC General Data Sheet
  • Articles of Incorporation and Past-Laws
  • Secretary's Certificate / Board Resolution on authorized signatories
  • Fiscal Argument
  • RA license (for pawnshops and coin changers)

Read more than: How to Get an OFW eastward-Menu: Guide to OFW ID Card Awarding

How to Apply equally a Smart Padala Agent

how to use Smart Padala - How to Apply as a Smart Padala Agent

The application process to become an agent is easy. Just follow these simple steps:

  1. Fill out the Smart Padala online enrollment course[3].
  2. Upload the complete requirements. Wait for Smart Padala's feedback within two working days.
  3. Your application will undergo an evaluation process. Wait for a representative to contact you within five working days regarding the approval of your agent application.
  4. Once you get approved, you're set to operate. An Activation Document and Starter Kit will exist delivered to yous. You'll too be trained by an authorized account officer.

FAQs on How to Employ Smart Padala

1. What should I practise if I didn't receive a Reference Number?

Whether yous didn't receive a reference number or you accidentally deleted the text message that has it, in that location are ii means to merits information technology. Remember that the method of claiming the reference number is dependent on the post-obit scenarios:

  • Scenario i: For Smart Padala transactions to be claimed anywhere (any Smart Padala agent), call  (+632) eight-845-7777 to get the Claim Reference Number.

Scenario 2: For Smart Padala transactions to be claimed at a specified amanuensis, just head back to the branch (or agent) where yous sent the money to get the Transaction Reference Number.

two. Does claiming money from a Smart Padala amanuensis accept a fee?

Since 2017, claiming coin from Smart Padala agents is costless of charge. You must report the agents who are charging you a fee.

iii. The name of the receiver has a typographical fault. What should I do?

If the receiver's name has a typographical error, the sender needs to telephone call the hotline (shared above) to right it. The change or correction will be reflected within one business organisation day.

Nonetheless, remember that Smart Padala has rules regarding this.Minor typos, spacing mistakes, and unintended removal of silent messages (e.g. removal of "u" from Aguilar), are some of the errors that Smart Padala will allow you to right.

On the other hand, total name modify, removal or inclusion of suffixes (Sr., Jr., I, 2, 3, etc.), and unmarried or multiple letter change that may refer to another person (Marie to Maria) will not be accepted.

4. Is there a minimum amount for cashing in?

Yes. The required minimum greenbacks-in corporeality is PHP 100.

 5. How much is the service fee for calculation coin to my PayMaya account?

For transactions worth PHP i,000 and below, you lot'll exist charged with a PHP 15 service fee. On the other hand, the agent will charge you lot PHP 7.50 for every additional PHP 500.

6. I'm withdrawing my PayMaya funds. Is at that place a cash-out fee?

Aye. You'll exist charged with a one.5% transaction fee. This volition be deducted automatically from your PayMaya account. Remember that you won't need to pay the Smart Padala agent any fee.

7. Can I pay other people'southward bills through Smart Padala?

Yes. Only make sure that the details are authentic and complete.

8. Tin I pay my bills in accelerate?

how to use Smart Padala - bills payment

Aye. All the same, this will depend on the biller. Simply a reminder: pay your bill at to the lowest degree three to five days ahead of the due engagement, so the payment volition have enough fourth dimension for processing.

ix. Can I make a fractional bills payment through Smart Padala?

Smart Padala recommends that you pay your bills in full. Even so, this will depend on the billers, as some of them may accept partial payments.

10. Volition I get a receipt for paying my bills through Smart Padala?

You'll receive a text message that contains the transaction details. This confirmation will serve as a valid receipt.

11. Will the transaction be reversed in example I gave the wrong account number?

Unfortunately, this isn't possible. This is why Smart Padala always reminds customers to make certain that the account number is correct earlier actually paying the pecker.

12.  Is there a Smart Padala bills payment transaction fee?

Y'all'll only encompass the biller convenience fee, which is only required by select billers. Y'all're non required to pay the Smart Padala agent anything.

13. How much is the service fee for buying gaming pins?

For purchased load below PHP 100, you'll demand to pay PHP 5. For load worth PHP 100 and above, the service fee is PHP 10.

14. Will the transaction be reversed in case I gave the wrong account number?

The transaction is irreversible, so brand sure that you double-bank check your business relationship number before giving information technology to the Smart Padala agent.

15. I want to reload my beepTM carte du jour. How much is the limit?

You tin can load up to PHP 10,000. Simply a reminder from Smart Padala: you'll not be able to recover the load if yous lose your beepTM card. As such, yous'll have to accept good care of it. Every transaction has a service fee of PHP 10.

Terminal Thoughts

Remittances and bills payments used to be a stressful task. You have to travel to and from the payment centre, which could be far from your home. But at present that you know how to use Smart Padala, you take one less thing to worry about. If your neighbor happens to be an agent, you lot tin can send money and settle your bills at your most user-friendly time.

Got whatever issue with sending or claiming your remittance? Call the Smart Padala hotline at 15177 (cost-complimentary via SMART and TNT subscribers) or (+632) 8-845-7777 (for Globe subscribers).

Want to earn extra income as a Smart Padala amanuensis? Y'all can make equally much as PHP l,000 per month by providing remittance, bills payment, and prepaid mobile reloading services in your neighborhood.

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Sources:

  • [1] Smart Padala Fee Estimator
  • [2] Smart Padala Agent Directory
  • [three] Smart Padala Agent Enrollment Form